@Raz bhai, thank u for your suggestion. I belong to financially strong family, so salaries is not in my consideration. Wht i am looking is to learn banking. Currently doing MS Finance and dedicated to do Phd in Finance from Foreign university. Will do banking related research. and do part time teaching as well in future . One thing good abt sbp is that they allow their employees leave for further studies... so kindly further guige me in this regard.