DUROOD-E-SADAQAH
ALLAHUMMA SALLI ALA MUHAMMADIN ABDIKA WA RASOOLIKA WA SALLI ALAL MU'MINEENA WAL MU'MINAATI WAL MUSLIMEENA WAL MUSLIMAATI
"O Allah! Shower Thy blessings and beneficence on Muhammad, Thy creature and Thy Messenger, and shower beneficence on all men of faith and women of faith, and Muslim men and Muslim women". .
This Durood Shareef is a special one. Hazrat Abu Saeed Khudri (radi Allahu anhu), a close companion of the Holy Prophet (sallal laahu alaihi wasallam), says that Sayyiduna Rasoolullah (sallal laahu alaihi wasallam) said: "Whoever does not possess wealth to give in charity, should recite this Durood in his Du'a. It will become a source of (spiritual) cleanliness for him".
Hazrat Abu Huraira (radi Allahu anhu) says that the Holy Prophet (sallal laahu alaihi wasallam) said: "Allah has said, 'If you spend I shall spend on you'". This means that if you spend your money on others - the poor, sick, needy and the orphan - Allah will give you in abundance. But, what if a man has nothing to give in charity? By reading Durood-e-Sadaqah, it will suffice.