@Raz : Few questions about commercial banking

[jadoon khan]

Aasalamuliakum Sir

Hope u r fit and fine by grace of Allah.Actually sir i am in dire need of notes related to commercial banking as well as islamic banking.sir what i want to know is that hw many departments are working under the single roof of each commercial bank and secondly, i must get to know that how r they working inside in commercial bank,simply sir tell me the departments,working,and overall management of branch banking system.
Futhermore,sir i also need comprehensive and consolidated notes regarding islamic banking.so plz sir give me some useful and handy stuff in this regard.

Your efforts will be highly acknowledged

Regards

[Raz]

Branch Banking set-up:

Each bank has its own set up, and within same bank different branches have different composition based on the target market, area in which they are functioning, client portfolio, and bank resources. However; normally branch set up comprises liability side and assets side. Liability side covers deposit taking etc. Assets side covers credit and loan extending. On the basis of these major functions branches are divided in two main sections:
1) Operation side: Operation manager, account opening officers, cashiers / tellers, remittance officers, locker operating officers, customer service officers, complaint handling officers, compliance officers, ATM operating officers, card issuance officers, receptionist, guards etc.
2) Credit side: Branch manager, credit officers, relationship managers, credit documentation officers, risk managers, SME division, Consumer Division, agriculture division.

Additional Sections:

3) Trade Centers: Import and Export functions (LCs, bill discounting, ERF, post shipment and pre shipment functions etc.).
4) IT Division as a support function: Subject to the volume of branch and bank nature.
5) Finance / accounts division (for reconciliations and other related matters): Again this depends upon the volume of branch and bank nature.


For Islamic Banking:

http://www.sbp.org.pk/departments/ibd/FAQs.pdf

http://www.sbp.org.pk/departments/ibd.htm

[comsdev]

Banking is an integral part commerce studies from Intermediate to Masters level (M.Com, MBA). @Jadoon Khan, brother I am sharing you a website where you can get Banking Notes of your desired topics. I think suggested notes of Raz will make your matter more complex as he is directing you to SBP website where easy matter is also described in a very difficult language:-D
I hope it will be helpful for you!