Dear All,

I am new at the forum, as the discussion about job is underway. I have a question for seniors who are bankers e.g. Raz etc. My question is that during your career have you encounter situation where somebody point out that the organization in which you work is based on Interest (Sood). If so who much do you think this could impact our life being muslims as unfortunately our concepts regarding our religion are quite basic due to our social setup. Special guidance required from senior bankers and economists working in public or private sector banks.

Jazak Allah

Although I m not a banker, but I m an MBA, and due to interest factor I never applied in Banks. Dear a person involved in this field will be equally sinful as person who takes interest on his/her money deposited.

__________________
Guide us on the straight path;
the path of those whom You have blessed.

i have done B.S in economics and is field ki job usually banking side pe he hoti hai so main ne aik mufti sahab se ye masla poucha tha unho ne kaha k meezan ya koi aur islamic bank me job krna sirf tab allow hai jab us me koi aisi post ho jo halaal kam k liye he ho per normal banks like MCB, UBL or anyother non islamic bank me krna allow nhi and agar job ki problem hai to kam salaray pe k ksi aur jaga kam kr lain aur apni field me he halaal job search krain!!

still some people have confusions so its better k ap ksi aisay mufti se rabta kr lo jo ap ko detail se guide kr skain and ab usually mufti sahab is masle k liye book recommend krte hain sorry main us book ka naam bhool gaya us me ye sab masail detailed discussed hue hain!

__________________
I am not worthy of things which I have with me but my ALLAH bless me with it :)

Good topic start acha topicc hia as app ki raya ya hia ka banking kyun ka interest pa base karti hai iss liya ya job nahi karni cahiya mara sawal ya hia ka hamara mulk main koon se esi cheez hai jiss main interest factor nhai hia .see government sector main jita provident fund milta hian employess ko interest base hota hain even that government jo salary employees ko pay karti hia agar loan lati hia to oss ka interest pa karti hia agar apna paisa kise bank ka pass hia too osss pa interest lati hia .billions of dollers hamara mulk na liya hain as loan from IMf wo interest base hian .orrrrrorrrrrorrrr
banking main interst ka factor hia and ithink ka banking baghar hamara mulk ki economy nahi chal sakti .paisa ka lain or dain jab tak nahi hoo ga tab tak koyee economy ko cahlaya hi nahi ja sakta bohat koch kahna cahta hoon but yahan likha nhai ja sakta As you say ka meezan doing islamic banking but i think ya bhi buss name ki islamic banking hai i can prove it ,jab akk mulk ka bora nizam interest ka baghar na chal saka to pher oss main ya kah ka bank ki job na karna i think its not right app jahan bhi job karain ga wo app ko salary da ge organization kaheen na kaheen ya tu bank sa loan la ge ya agar profir organization hoyi tu apna paisa pa interest la ka app ko salary da ge or baki ya jitna benefits hian na jobs ka like GP fund provident fund ya sara ka sara interest base hota hian?

Dear Silver Hawk

Nice to talk u in this forum on this topic.First of all i want to be clear to u that banking sector job is interest based job and most of our shriah advisors have said that banking sector job is haram.BUT

Questions might arises?

1. If a person is the only backbone of the family to support and he or she is working in banking sector and he/she did't find a new job other then banking then he/she will continue banking job but his target is to get a new job other then banking but whenever he not finds a new job he/she is worked in bank because he/she is the is supporting his/her family and without his/her the family is in sitation of do or die then most of our shraih scholars have said that he/she will work in bank job.

2. In other then banking sector if we are talking about NGOs sector.most of NGOs in pakistan like NRSP (National Rural support Programme)is working on interst based loan.these NGOs have financed small finacing to consumer like 10,000/ Rs to Kissan for busineess and in return of 1 year means 12 installments he return from consumers 11,122 Rs. Tell me plz Is this is not inetest based.As every body knows thar NGOs( Non Governmental Organization) is working without intetest based then why he charge interest from customer.Isnt not Haram.

So plz check the market and have a complete knowledge of other segments then plz have a review that only banking sector is not interest based most of othet follow the same

Bless You.

__________________
--
Tahir Mehmood

my dear friend...i think you must have to consult some educated mufti to discuss this issue, just on the basis of your own perception you should not give your suggestion this way...anyway I wanted to correct you that I have done research on the Islamic Banking like Meezan bank etc, first of all I wanted to correct you that its not apparently Islamic banking, it is really an Islamic banking, neither you nor me are so much smart that we can analyse the whole Islamic banking system, and if we assume that its not Islamic banking than its been suggested by the mufti and if he is suggesting wrong than its not your fault..He will have to be answerable to Allah...

the real problem is that just to satisfy ourselves we try to give lot of reasons and giving these reasons we forgot that we are Muslims and we have to give preference to Islamic Laws first.

No offense to anyone, if anyone hurts then I am sorry.

__________________
Regards,
~ Riz ~

salam all as i am not as much experienced but itna kaho ge ke our economy is based on interest aur jaha tak halal haram ki bat hey tu apne proffesion + job ke sath sincere raho ap ke income halal he ho ge yahe concept rakho.

well sis its not right way to analyze this!!
lets suppose if someone is selling beer no matter how sincere he is with his job still its earning will remain HARAM

dont want to hurt anyone but is mamle me hamay apni feelings and apni thinking ki bajaye ksi aalim-e-deen se mashwara krna chahiye
and is reference me aik jaga main ne aik hadees parhi thi jis ka mahfoom kuch is tarah se tha k "SOUD k kaam ko krne wala aur us ka likhne wala dono same darjay k gunahgaar hain" (its not 100% authentic cz mujhay source nhi pata but i have heard it)
baki ALLAH knows better

__________________
I am not worthy of things which I have with me but my ALLAH bless me with it :)

I m also very much confused abt joining MCB. I hav got job on 29th aug in a paint company and on 30th sep i got letter from Mcb. Salary package of both is same. Paint company is out of my home city but Mcb job is in my home city.
Now i m going 2 join paint company coz of sood factor but i love bank job nd i tried my best to have bank job:-(

you mentioned in your post that the package is same in both jobs......but,suppose if paint co. offers less(say 15000) than what mcb has to offer (25000), then what would you have decided........???/???i need honest view...be it any.....

__________________
Out, beyond all ideas of right and wrong doings, there is a field, i ll meet you there.