@aways:
I am feeling that you are just interested in my particulars rather than helping me out from the said condition..

@irraj:
i cant get your email.

@jamal gill:
saying that every thing is wrong and you should also accept the wrong i think is not appropriate.. i am having very strong faith in Allah and inner says no and i quit.

@effy:
i will only not be able to join the banks, not all financial institutions. and as i earlier said i was jobless, thinking of haram and doing of haram has the difference. simply i am of no value before the God, imagining that i am waging a WAR with Allah make me Quiver.

@All
When it comes to religion your personal opinions, which you develop just by reading some articles or just having a precursory knowledge of the religion, do not matter at all. It is the duty of aalims, who have spent years learning theories of logic and reasoning, arabic, hadeeth's and the unabridged versions of tafseer, to interpret the reiligion.

@Adeel Khan
Although you made the wrong decision initially but now there is no other way for you to get out of this mess without paying the bank which is your responsibility or working there until you are in a position to pay it off. Do not forget you signed an agreement and upholding of contracts is also very important in our religion. Almost all the aalims are unanimous that working in a bank is haraam but there are differences of opinion when it comes situations such as yours, some say you should get out of the contract (after fulfilling all obligations) as soon as possible they even suggest selling off ones' assets to fulfill their obligations so that one does not remain tied for long. Others say that you should continue working there until a feasible solution, which does not put you under extreme duress, emerges. There are some other minor differences depending on the school of thought you belong to.
All this information is just to set you off in the right direction the proper way to go about it would be to ask a knowledgeable aalim belonging to your school of thought (by aalim I mean aalim not the usual maulvis you find in masjids across the country) and ask him for guidance and follow his instructions.

I hope you gain some solace from my post.

P.s. none of what I have written is my opinion I have just conveyed what I have learned from some very good aalims and professors from my university

i was of the view that some law person would give me any kind of legal advice.....but all are focused on Haram aspect which is my personal matter.
some says you are wrong etc etc..
but

In India bonded(agreement) labor is totally forbidden they says if employee is leaving then there is a definite reason that he became unsatisfied by employer, employer need to do some thing to retain him.

Every person has the right to make his career so he cant be bound.

Human Rights articles apply.

working hours condition and clauses are applied. in banks people work for 12 hours.

if employer wanting to safe himself only without in a position of other party so called maboori..then this agreement is either valid or void.

Article 11 of the Constitution prohibits all forms of slavery, forced labor and child labor

there is case between a Pakistani Gaint and a naive person, judge is also a person who is seeing all that.

there could be so many reasons
ANY OF THE ABOVE THINGS APPLIED OR NOT.

i am now going for really practical work with the lawyers... thanks for the appropriate response from all.

Adeel..
The concept Which lagally applies on u according to banking ordinance 1996 is called " Ta warkaray da"
It bounds u to pay any debts before leaving ur Employer..
Senior vice Khar from Mcb staff college would be more helpfull in this regard

Dear Mr. Adeel:

If my information is correct, you have done MBA and attained age of 22+. And now you are telling us that you didn't know "Riba" is prohibited in Islam. Do you think public/judges/bankers are insane to digest your argument?


You joined bank knowing the fact that banks deal in "Riba" and "Riba" is prohibited in Islam. You entered into a contract without any compulsion; you had option to join with bond or not to join. There was no compulsion to join. Breach of contract is also prohibited in Islam. Bank invested on your training. Now at this stage you are breaching the contract. You want to prove yourself true Muslim by getting rid of Riba based job (very good decision) but at the same time your honesty (requirement for True Muslim) becomes questionable when you don't honor a contract.

Let me tell you one thing: You had intension to switch from the job before you met mufti. Look at your post :

http://www.cssforum.com.pk/588835-post590.html

http://www.cssforum.com.pk/588913-post599.html

So please don't use "Islam" as a cover. Religion ko dhal bana ky istemal karna bhi iman ki kamzori hy. With this mindset I cannot believe that you were so innocent that you did not know implications of "Riba" from Islamic point of view.


Coming to your bond issue:

Banks can waive the bond if you have justified grounds. You can request them in writing by explaining to them your strong diversion to Religion. Tell them about your complete submission to Islam and ask them to help you out in this noble cause. Give them assurance that you won't join any Riba linked institution and request them to waive the bond considering your step towards Islam (naiki ki taraf ik qadam hy). They may consider such request.

Please don't mind for this straightforward post because if one follows Islam in true sprit it is admirable but if one tries to use it for his personal reasons and doesn't honor other obligations then his first claim is doubtful.

I don't think, any Banking ordinance 1996 exists. Are you talking about Banking Companies Ordinance 1962?

__________________
"Tumhary nafs ki qeemat Janat hay isy Janat say kam qeemat pey na bechna."
"Jiyo to istarh ky log tum sy milny ko tarsy; maro to istrah k log tumharee mot par royain"

dear raaz islaah talab hy
as you mentioned that breaching of any contract is also forbidden in islam, verily it is admitable but the contract must not be repugnant to islamic law and as we all know Hazrat Umar Farooque R.A breached his written promise and despite being promissor given plain refusal to the promisee (a christan) while conquer egypt, and also admitted; i was unawared at that time...
and Mr adeel khan you can on
******@yahoo.com

__________________
Proud to be a Pakistani

Seeing your gloomy words endorsed the words of one of the fellow of this forum, that "this forum only petrifies in case of advice".

As i earlier said that i would say again.. JOBLESS HOTE HUE HARAM KI BATAIN SIRF AIWEN LAGTI HAIN LEKIN JAB KAMANA SHURU KARO TAB REALITY KA ANDAZA HOTA HA. BARKATEIN HARAM KI PATA CHALTI HAIN.

RAZ i was not expecting such words.
Sood haram hy ye primary ky bachy ko bhi pata hy

I was knowing but fully certified by the Islamic scholar, because according to some usmani ulemas it was halal.

please don't use "Islam" as a cover.
I am not taking cover but as Muslim it is mandatory for me to follow its teachings.

I cannot believe that you were so innocent that you did not know implications of "Riba" from Islamic point of view.

Then you would definetly could not believe that i am a Muslim. It is upon the will of God when he want it is done, that what you knows is depicted in your acts.

I am sticking to what i posted earlier.UBL+HBL and NBP officals tell what happened in their banks. Even advised it is better to do something except wasting the time...thats why joined bank(phooti Qismat)


@IRRAJ: I am much much thankful to you for your UNDERSTANDING and kind support deepest from my heart. I shall make the contact as early as possible.

About Bank job as haram or not, its a really long discussion and everyone has his/her own opinion. But as far as your bond amount is concerned, the same can b transferred, if you join any other institution. Many organizations offer this facility of carrying your liabilities from your previous employer. Therefore, if you are opting for any new organization, please talk to them about this option.