Posts for SBP officers Grade-II announced - Page 3

waqar mohammad · #21 Thursday, March 26, 2009

we are still waiting for the roll number slip, please do inform each other when anyone of us receives his roll number slip

Raz · #22 Sunday, March 29, 2009

Panacea for Finance Abbreviations

Dear members I have tried to enlist all the common abbreviations used in our business / finance/ industry circle. I have tried to focus on SBOTS test and any other banking or business related test i.e. IBP test, NBP test etc.

ABL: Allied Bank Limited
ACAC: Agriculture Credit Advisory Committee
ACBL: Askari Commercial Bank Limited
ACU: Asian Clearing Unit
Ads: Authorized Dealers
ADB: Asian Development Bank
ADBP: Agriculture Development Bank of Pakistan (Now ZTBL)
ADD: Authorized Derivatives Dealer
ADFC: Agricultural Developmental Finance Corporation
AGM: Annual General Meeting
ALCO: Asset-Liability Management Committee
ALM: Asset - Liability Management
AML: Anti Money Laundering
AMU: Asian Monetary Unit
AOF: Account opening form
AOA: Articles of Association
APGML: Asia-Pacific Group on Money Laundering
ARM: Adjustable Rate Mortgages
ATM: Automated Teller Machine
BAFL: Bank Al Falah Limited
BBA: Basic Banking Account
BBFS: Borrowers Basic Fact Sheet
BCBS: Basel Committee on Banking Supervision
BCP: Business Contingency Plan
BCO: Banking Companies Ordinance
B/E: Bill of Exchange
BEL: Bankers Equity Limited
B/L: Bill of Lading
BLCO: Branch Line Compliance Officer
BM: Branch Manager
BMR: Balancing, Modernization and Replacement
BOD: Board of Directors
BOI: Board of Investment
BOP: Balance of Payment
BOT: Balance of Trade
BSC: Banking Services Corporation
BV: Book Value
CAELS: Capital, Assets Quality, Earnings, Liquidity and Sensitivity
CAMELS-S: Capital, Assets Quality, Management, Earning, Liquidity, Sensitivity and Systems & Controls
CAD: Credit Administration Department
CAD: Cash Against Documents
CAF: Cost And Freight
C & F: Cost and Freight
CAR: Capital Adequacy Ratio
CB: Commercial Bank
CBR: Central Board of Revenue
CD: Certificate of Deposit
CDC: Central Depository Company (of Pakistan Limited)
CDD: Customer Due Diligence
CDNS: Central Directorate of National Savings
CEO: Chief Executive Officer
CFS: Continuous Funding System
CFT: Combating the Financing of Terrorism
C & I: Cost and Insurance
CIB: Credit Information Bureau
CIF: Cost, Insurance and Freight
CIRC: Corporate and Industrial Restructuring Corporation
COD: Certificate of Deposit
COD: Cash On Delivery
COIs: Certificates of Investment
COT: Carry Over Transactions
CPD: Consumer Protection Department
CPI: Consumer Price Index
CRCP: Consumer Rights Commission of Pakistan
CRF: Committee on Rural Finance
CRSIU: Committee for Revival of Sick Industrial Units
CRM: Customer Relationship Manager
CRO: Customer Relationship Officer
CSEs: Customer Service Executives
CSM: Customer Service Manager
CSO: Customer Service Officer
CVT: Capital Value Tax
CY: Calendar Year
DAC: Disbursement Authorization Certificate
DAP: Documents against payment
DD: Demand Draft
DFI: Development Finance Institution
DFSD: Development Finance Support Department
DIS: Deposit Insurance System
DPD: Days Past Due
DRP: Disaster Recovery Plan
DSC: Defense Saving Certificates
EBIT: Earning Before Interest and Taxes
eCIB: Electronic Credit Information Bureau
ECNEC: Executive Committee of the National Economic Council
EES: Employee Engagement Survey
EFS: Export Finance Scheme
EFT: Electronic Funds Transfer
EOBI: Employees Old Age Benefit Institution
EOL: Excess Over Limit
EPF: Equity Participation Fund
EPZA: Export Processing Zones Authority
FATF: Financial Action Task Force
FAQ: Frequently Asked Questions
FB: Foreign Bank
FBR: Federal Board of Revenue
FDBR: Financial Derivatives Business Regulations
FDI: Foreign Direct Investment
FEEL: Foreign Exchange Exposure Limit
FIs: Financial Institutions
FIB: Federal Investment Bond
FMU: Financial Monitoring Unit
FOB: Free on Board
FOBC: Foreign Outward Bill for Collection
FPCCI: Federation of Pakistan Chamber of Commerce & Industry
FRA: Forward Rate Agreement
FSAP: Financial Sector Assessment Program
FSV: Forced Sale Value
Forex: Foreign Exchange
FWBL: First Women Bank Limited
FX: Foreign Exchange
FY: Fiscal Year
GATT: General Agreement on Tariffs and Trade
GBP: Great Britain Pound
GDDS: General Data Dissemination System
GDP: Gross Domestic Product
GFCF: Gross Fixed Capital Formation
GL: General Ledger
GNP: Gross National Product
GST: General Sales Tax
HBL: Habib Bank Limited
HBFC: House Building Finance Corporation
HSBC: Hong Kong Shanghai Banking Corporation
IADI: International Association of Deposit Insurers
IAIB: International Association of Islamic Banks
IAIS: International Association of Insurance Supervisors
IASC: International Accounting Standards Committee
IASs: International Accounting Standards
IBC: Inward Bill For Collection
IBD: Islamic Banking Department
IBI: Islamic Banking Institution
IBP: Institute of Bankers Pakistan (The Institute of Bankers Pakistan)
ICP: Investment Corporation of Pakistan
IDB: Islamic Development Bank
IDBP: Industrial Development Bank of Pakistan
IFB: Invitation for Bids
IMF: International Monetary Fund
IOM: Inter Office Memorandum
IOU: I owe you
IPOs: Initial Public Offerings
IRAF: Institutional Risk Assessment Framework
IRB: Internal Ratings Based
IRS: Interest Rate Swap
ISE: Islamabad Stock Exchange
JCRA: Japan Credit Rating Agency
KASB: Khadum Ali Shah Bukhari
KIBOR: Karachi Inter-bank Offered Rate
KRI: Key Risk Indicators
KSE: Karachi Stock Exchange
KYC: Know Your Customer
LAF: Loan Application Form
LC: Letter of Credit
LCAC: Local Credit Advisory Committee
LDCs: Least Developed Countries
LG: Letter of Guarantee
LIBOR: London Inter-bank Offered Rate
LPB: Local Private Bank
LSE: Lahore Stock Exchange
LSM: Large Scale Manufacturing
LTFF: Long Term Financing Facility
LTF-EOP: Long Term Financing for the Export Oriented Projects
MCB: Muslim Commercial Bank (Now MCB Bank Ltd.)
MCR: Minimum Capital Requirement
MFB: Micro Finance Bank
MOA: Memorandum of Association
MT: Mail Transfer
MTB: Market Treasury Bill
NBFC: Non-Banking Finance Company
NBP: National Bank Of Pakistan
NCCC: National Credit Consultative Council
NDLC: National Development Leasing Corporation
NFC: National Finance Corporation
NIBAF: National Institute of Banking and Finance
NIM: Net Interest Margin
NIRC: National Industrial Relations Commission
NIT: National Investment Trust
NMI: Non Market Maker Financial Institution
NNP: Net National Product
NOP: Net Open Position
NPF: Non Performing Finance
NPL: Non Performing Loan
NSC: National Saving Certificates
NSC: National Saving Centre
NSS: National Savings Schemes
OBC: Outward Bill for collection
OD: Overdraft
OECD: Organization for Economic Co-operation and Development
OGRA: Oil & Gas Regulatory Authority
OIC: Organization of Islamic Conference
OMO: Open Market Operations
OTC: Over the Counter
PACRA: Pakistan Credit Rating Agency
PAYE: Pay as you earn
PBA: Pakistan Banks Association.
PCC: Price Check Committee
PEPs: Politically Exposed Persons.
PIBs: Pakistan Investment Bonds
PICIC: Pakistan Industrial Credit and Investment Corporation
PIDC: Pakistan Industrial Developmental Corporation
PIDE: Pakistan Institute of Development Economics
PIU: Produce Index Units
PLS: Profit & Loss Sharing
PIN: Personal Identification Number
POS terminal: Point on Sale Terminal
PPCBL: Punjab Provincial Cooperative Bank Limited
PR: Prudential Regulation
PRGF: Poverty Reduction & Growth Facility
PSCB: Public Sector Commercial Bank
PSE: Public Sector Enterprise
PSUs: Public Sector Undertakings
PTC: Participation Term Certificate
QAU: Quality Assurance Unit
Repo: Re-purchase Agreement
RMMM: Risk Mitigation, Monitoring & Management
ROA: Return on Assets
ROE: Return on Equity
RSA: Rate Sensitive Asset
RSL: Rate Sensitive Liability
RTC: Rupee Travelers Cheque.
RTGS: Real Time Gross Settlement
RWA: Risk Weighted Assets
SA: Shariah Advisor
SAEU: South Asian Economic Union
SAFTA: South Asia Free Trade Area
SAPTA: South Asia Preferential Trading Agreement
SB: Specialized Bank
SBP: State Bank of Pakistan
SBLC: Stand by LC
SCB: Standard Chartered Bank
SCRA: Special Convertible Rupee Account
SDR: Special drawing rights
SECP: Securities and Exchange Commission of Pakistan
SME: Small and Medium Enterprise
SPI: Sensitive Price Index
SSC: Special Savings Certificates
SSI: Social Security Institution
STR: Suspicious Transaction Report
SWIFT: Society for World-wide Interbank Financial Telecommunication
TB: Trial balance
T-Bill: Treasury Bill
TD: Time Deposit
TDR: Term Deposit Receipt
TFC: Term Finance Certificate
TOR: Terms of Reference
TRIPS: Trade Related Aspects of Intellectual Property Rights
TPR: Trade Policy Review
TT: Telegraphic Transfer
UBL: United Bank Limited
UNO: United Nations Organization
USD: United States Dollar ($)
VAR: Value at risk
VAT: Value Added Tax
WB: World Bank
WEBCOP: Workers & Employers Bilateral Council of Pakistan
WPI: Wholesale Price Index
WPPF: Workers Profit Participation Fund
WTO: World Trade Organization
WWF: Workers Welfare Fund
YoY: Year on Year
YTD: Year to Date
ZTBL: Zarai Tarqiati Bank Limited

Regards

hina_a · #23 Sunday, March 29, 2009

salamz fellow members,
does any one have any idea that when sbots written test will be held as i have not started my preps yet and we havent recived any call or slip from stste bank ,,, can anyone suggest any good book for maths which i can find easily??? n thanku @Raz for enlisting the bussiness terms that that would realy be helpfull for all of us
regards,
hina

Raz · #24 Sunday, March 29, 2009

Some more Abbreviations:

NIFT: National Institutional Facilitation Technologies (Pvt. Limited)
CCTV: Closed Circuit Television

BCP is used in following two meanings:

BCP: Business Continuity Plan
BCP: Business Contingency Plan

But the most acceptable abbrv: is Business Continuity Plan

PMS: Performance Management System
RF: Runing Finance
DF: Demand Finance
CF: Cash Finance
RM: Relationship Manager

----------------------------

Quote:

Originally Posted by hina_a

salamz fellow members,
does any one have any idea that when sbots written test will be held as i have not started my preps yet and we havent recived any call or slip from stste bank

Today I contacted with HR Department for the expected date of SBOTS-15 written test. Test is being conducted by testing centers (outsourced) so no exact date could be predicted. It is expected that written test will be conducted by the third week of April.

Test Pattern will remain same as previous one.

Regards

Raz · #25 Wednesday, April 01, 2009

AFS: Available for Sale
ADR: Advances to Deposit Ratio
BIA: Basic Indicator Approach (Covered in Basel)
Bps: Basis Points
CCF: Credit Conversion Factor
CCS: Cross Country Swaps
CDR: Credit to Deposit Ratio
CRR: Cash Reserve Requirement
ERF: Export Refinance
EURIBOR: Euro Interbank Offered Rates
EXR: Exchange Rates
FDBR: Financial Derivative Business Regulations
FDR: Financing to Deposit Ratio
HTM: Held-to-Maturity
IB: Islamic Bank
LoLR: Lender of Last Resort
LR: Lending Rates
PKR: Pak Rupee
QoQ: Quarter on Quarter
QPR: Quarterly Performance Review
QRC: Quarterly Report of Condition
SA: Standardized approach (Covered in Basel)
SLR: Statutory Liquidity Requirement

Raz · #26 Wednesday, April 01, 2009

Core Economic Indicators

Learn some key economic indicators:

http://www.sbp.org.pk/reports/annual...tats/Chap1.pdf

http://www.sbp.org.pk/reports/annual/arFY08/Chp-1.pdf

Regards

Raz · #27 Friday, April 03, 2009

FATR: Finance Against Trust Receipt
FAPC: Finance Against Packing Credit
FBD: Foreign Bill Discounted
FBP: Foreign Bill Purchased
FIM: Finance Against Imported Merchandise

Lord AvaLon · #28 Friday, April 03, 2009

@ Raz
Would the test be conducted by IBP?

Regards,

Raz · #29 Friday, April 03, 2009

Quote:

Originally Posted by Lord AvaLon

@ Raz
Would the test be conducted by IBP?

Regards,

No, IBP is not conducting SBOTS test this time. This task has been assigned to testing centers.

Raz · #30 Friday, April 03, 2009

Learn some key figures from following documents:

Economic Survey 2007-2008

http://www.finance.gov.pk/finance_su...ter.aspx?id=18

Federal Budget 2008-2009

http://www.fbr.gov.pk/budget2008-09/

Regards

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