No doubt agri credit plays an important role in the development of agriculture sector but regretfully stated that only 4 % of total credit is proceeded to agriculture sector that accounts for 20 % of GDP.

Actually keeping in view the inflationary trends, sky high prices of inputs i.e seed, fertilizer, pesticides, Diesel, and poor marketing system
current ratio of agri credit proceeded is very low
production loans should be proceeded as per share of agriculture in the economy
small loans for initiation of agri related business must be introduces
Due to shortag of water dependency upon water pumps and turbines has been incresed so loans for installation of water pumps should be introduced

production loans for the purchase of inputs limit may be increased

support to market the produce

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Anyone who thinks the sky is the limit, has limited imagination.
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Muhammad Irfan Arshad