test was not an easy one like halwa, it included, credit, risk and finance type questions, more importantly questions were asked from the prudential regulations of SBP relating the housing finance and credit, spread love, if you remember those question just check the answers you find wrong, no offences but test was really tuff, even though i am a banker, and i have idea of prudentials regulatins of SBP, i can say test was not easy, and cut off will be less than 65 i bet
best of luck