borther leave the strenths and weakness in all the banks......... the only thing works in the professional life is "contacts"....... or in other words ap kitni khushamad kartay apnay seniors ki......and MCB me increment b bht kam milta he.....if HMB gave an increment of 6000 then go for it........ recent appraisal has been signed by me and my staff...... aur sirf batanay k liye hm ne banae thi........ jb k actual reality me wo bani banai ae...... hm sab ne agree k neechay sign kiye( because koi chance ni dis agree karnay ka)........so leave all the strength and merit bull shit.......just got the one.......jaha ap ko zyada paisay mile.......because is k bad increment bht tough he dear.........

best of luck.........

and be practicle