@Papupopat No I don't think that there will be any further shortlisting, they will just explain the culture, their expectations from us, the tasks which would be given to us and obviously the salary package. Some people may not find it attractive enough to leave their current job.

I can't say if they would offer us different Salary packages based on our education and experience..though it would be a pleasent surprize for me but I doubt that it will happen.

About your 10k loss, at least you can be satisfied with the fact that your income is not generated from interest based revenue.