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  #291  
Old Thursday, October 04, 2012
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Originally Posted by Mnaqi View Post
@Adeel... Good questions... Your questions are really thought provoking and they reflect your agile mind. I would like to answer these questions like this.

1) Though finishing the inquiries within the allocated time will be my responsibility, but I will surely work with team in Investigation Wing. If I am faced with a situation where I see that any kind of pressure, whether it is political or whatever, I will immediately bring this to the attention of my Case Officer (CO). And I am sure he will report it to the director and the director general. My boss and I will sit together and device a strategy to deal with that kind of situation.



2) Corruption is sin and people have propensity to commit sin, it is inherent to them. Secondly it is greed that incites people to tend to corrupt practices. Unfortunately, our moral and social values have changed. We see pompous life of others and get impressed to change our own lifestyle at all cost. The urge to live beyond our means dictates us to generate income sources, and the easiest way people find is corruption whether it is through abuse of authority or fraudulent practices. We want money; doesn’t matter it comes from illicit means. Thirdly, people do not have realization and enlightenment that their corrupt practices are undermining the fabric of our society. They are uneducated of the fact that corruption is ulcer. Fourthly, the system of accountability is absent and this encourages people to commit corruption without punitive consequences.
Nice replies..... though in interview we try to be very specific and to the point.... because more we speak more counter questions they will ask......

a very useful technique in interview is.... rather than we give the interview we take their interview......and this technique i have used and succeed a lot of time.

and the best way to do this is to reply such answers on which you have sound grip and knowledge..... and once the ball move in your court you can play it any way you like

this is done by quoting examples from material which u have prepared and your personal experiences.....
like from previous job experience
or if some one have economics background than he should give answers in terms of economics
or law background people should talk in terms of law to curb corruption

the advantage of this will be that whatever counter questioning they will do, you will already have some knowledge about it....
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I was reading the following yesterday.

Corruption: Why do individuals become corrupt?
By Barrister Harun ur Rashid
Former Bangladesh Ambassador to the UN, Geneva
Corruption is described as use of power by public officials for personal benefit that
accrues to that person directly or indirectly. Corruption could be of many varieties,
not necessarily taking only money as bribe.
Corruption has become a major issue in political and economic significance in recent
years in developing countries. Political leaders and public officials disregard the
necessity and relevance of public morality and often indulge in corruption.
The seriousness of problems and threats posed by corruption are enormous to the
stability and security of societies.
Corruption undermines the state institutions, norms of democracy, ethical values,
justice and jeopardises sustainable development and the rule of law.
Further the links between corruption and other forms of crime exist, in particular
organized crime and economic crime, including money-laundering.
The cases of corruption that involve vast quantities of assets, which may constitute a
substantial proportion of the resources of states, and that threaten the political stability
and sustainable development of those states.
Its prevention, detection and control are essential for welfare of the people.
Since international cooperation is necessary to fight corruption, the UN in 2003
adopted a Convention Against Corruption.
Immediate - past government of Bangladesh regrettably shied away from signing the
Convention, although Transparency International put Bangladesh on top for a number
of years among corrupt countries. The low level priority to signing the Convention
has demonstrated its lack of commitment in fighting corruption.
Under the non-party care taker government, Bangladesh has signed the 2003 UN
Convention Against Corruption and it is commendable. The care-taker government
started its “moral” crusade against suspected corrupt persons as soon as it came to
power on January 12 of this year.
The number of corrupt people who have been found guilty by the court is publicly
known. Media reports suggest by December of this year, many more will likely to be
found guilty by the court.
The Anti-Corruption Commission under its energetic chairperson has been doing a
great job in making people aware of the negative impact of corruption on people, and
its corroding effects in society.
Many economists say that if corruption did not exist, Bangladesh’s annual growth
would have been in double-digit figure.
Why do individuals become corrupt?
Corruption is a human weakness. Human is generally vulnerable and whatever their
weakness is, it is going to get exploited, particularly around money or possessions.
Corruption existed in the past exists now and will continue in future. Total elimination
of corruption in human society is not possible because corruption is done secretly.
All human beings want wealth and the drive for it runs deep. Money is indispensable
in the world for certain standard of quality of life and security. It is true that
individuals want money for pleasure, power and fame.
How much money is required for individuals to achieve this aim? That is the question
for individuals to judge and decide
Money is a means to achieve an end but if money becomes the end, not means, then
that is called greed. Greed is dangerous and ruins life because it diverts a person from
the right path.
One’s starting point of being corrupt is largely determined by the social environment,
opportunity, and temperament. Psychological studies demonstrate that men tend to be
more corrupt than women. Financial data supported the same position.
Some psychologists go deeper and take into account of the environment of upbringing
in childhood. Besides, emotional makeup adds to define how men and women view
corruption.
It is a reality that human beings never get enough money when they want them
greedily. It is greed that overwhelms a person to be corrupt. Plato has said : “ Poverty
consists not in the decrease of one’s possession, but in the increase of one’s greed.”
Often such greedy corrupt individuals feel miserable when they compare with other
rich people. They want to be on top of others in possessions.
Corruption is an addiction and it displays a startling quality. If corruption is not
subdued, it takes over a person. The corrupt person loses control of himself/herself.
The call is to confront reality and master the self.
It is very hard to tell greedy and corrupt people to mend their ways. They ordinarily
have big egos. They get offended, if advice is tendered. Because they are rich and
greedy, they think they know all about success in life.
Philosophers say that wealth, fame and power are exclusive and therefore precarious.
For example, as long as one sits on a chair, the other cannot sit on it too. That is why
wealth, fame and power are exclusive.
When wealth is shared, it diminishes one’s riches. Individuals do not realise that their
riches are ephemeral. They forget that wealth does not survive bodily death.
Philanthropists Carnegie once said that to die rich is a disgrace because “you cannot
take it with you” in death.
Contemporary psychology has accustomed human beings to the fact that there is more
to themselves than possessions or earthly riches. Money is not everything and does
not necessarily bring happiness. Happiness is a state of mind and a greedy mind is
never satisfied and therefore tends to be miserable.
“There comes a time” writes Aldous Huxley, “ when one asks even of Shakespeare,
even of Beethoven, is this all?”
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  #293  
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What is it?
Corruption is the abuse of public power for private gain. Bribery, misappropriations of public goods, nepotism (favoring family members for jobs and contracts), and influencing the formulation of laws or regulations for private gain are common examples of corruption.
Why should I care?
Between $1 trillion and $1.6 trillion dollars are lost globally each year to illegal activities, according to World Bank estimates. Corruption decreases the amount of wealth in a country and lowers the standard of living. Corruption affects you even if you don't come into direct contact with it. For example, corruption:
• Discourages businesses from operating in a corrupt setting, reducing the overall wealth in a country.
• Reduces the amount of money the government has available to pay workers and buy supplies such as books, medicine and computers.
• Distorts the way the government uses its money, lowering the quality of the services it provides: schools, health clinics, roads, sewer systems, police.
• Allows those with money or connections to bend the law or government rules in their favor.
• Undermines everyone's trust in government.
When countries tackle corruption they increase their national incomes by as much as four times in the long term. Business can grow as much as 3% faster, and child mortality can fall as much as 75%. Four reasons that corruption can thrive are:
• Opportunity: People get involved in corruption when systems don't work well and they need a way to get things done regardless of the procedures and laws.
• Little chance of getting caught: A lack of accountability comes when there is little transparency (for example, public officials who don't explain what they are doing, how and why), and weak enforcement (law agencies who don't impose sanctions on power holders who violate their public duties).
• Bad incentives: For example, a clerk who is not earning enough to live on, or not sure that he will have a job tomorrow, might supplement his income with bribes.
• Certain attitudes or circumstances that make average people disregard the law. They may try to get around laws of a government they consider illegitimate. Poverty or scarcity of key goods such as medicine may also push people to live outside the law.

What is the international community doing?
Corruption and good governance concern everyone in the international community: donors, nongovernmental organizations (NGOs), governments, and citizens in developing and industrial countries alike. The key to curbing corruption is disabling its causes. Some of the ways the international community is helping to curb corruption include:
• Providing assistance to countries that ask for help in curbing corruption
• Contributing to international corruption-fighting efforts
• Striving to prevent fraud and corruption in donor-financed projects
Fighting corruption is a key focus of the World Bank's analysis and consideration of lending to a country. In September 2007, the World Bank, in partnership with the United Nations Office of Drugs and Crime (UNODC), launched an initiative called the Stolen Asset Recovery Initiative to help developing countries recover assets stolen by corrupt leaders, help invest those assets in effective development programs, and combat safe havens internationally.
What can I do?
Corruption won't stop unless we choose to stop it. Make the right choices:
• Choose not to give or receive bribes
• Choose to achieve things on the basis of personal integrity
• Choose to speak out when you see corruption around you
You can also:
• Lobby your government for changes to the current system and to create laws that protect whistle blowers
• Write articles to your local newspaper when you see corruption in action
• Join campaigns to fight corruption and for good governance around the world
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  #294  
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Way back in 200 B.C., Kautilya meticulously described 40 different kinds of corruption in his Arthashastra. He has aptly commented: "Just as it is impossible not to taste honey or poison when it is at the tip of the tongue, so it is impossible for a government servant not to eat up a bit of revenue.

And just as it cannot be found out whether a fish swimming through water drinks or not so also government servants cannot be found out while taking money for themselves."

What exactly is corruption? Corruption is defined as moral depravity and influencing through bribery. Essentially, corruption is the abuse of trust in the interest of private gain.

And it can be divided into five broad types: transactive, extortive, defensive, investive and nepotistic. The transactive type refers to the mutual agreement between donor and recipient to the advantage of, and actively pursued by, both parties.

This normally involves business man and government. The extortive type is the kind where the donor is compelled to bribe in order to avoid harm being inflicted upon his person or his interest.

Defensive corruption is the behaviour of the victim of extortive corruption. His corruption is in self-defense. Investive corruption involves the offer of goods or services without any direct link to a particular favour but in anticipation of future occasions when the favour will be required. And nepotistic corruption, or nepotism, is the unjustified appointment of relatives or friends to public office, or according them favoured treatment, in pecuniary or other forms, violating the norms and the rules of the organisation.

The constituent elements of corruption are cheating and stealing. Where corruption takes the extortive form, it is stealing by force through compulsion of the victim. Where it concerns bribing a functionary, the latter is involved in theft. No society or culture condones stealing and cheating, actually all cultures condemn these activities.

Take India. As early as 1000 BC, the laws of Manu laid down those corrupt officials who accept bribes from the villagers are to be banished and have their property seized. Condemnation of bribery, of greed, of misappropriation of property has accompanied Hindu thought throughout the ages and yet corruption is deep-rooted in India today.

It is not difficult to locate the causes of corruption. Corruption breeds at the top and then gradually filters down to the lower levels. Gone are the days when people who joined politics were imbued with the spirit of serving the nation. Those who plunged themselves into the fight for freedom knew that there were only sacrifices to be made, no return was expected.

So only the selfless people came forward. But the modern politicians are of entirely different mould. They are not motivated by any lofty ideals. They win elections at a huge personal cost and then try to make the best of the opportunity they get. Powerful business magnates who are forced to give huge donations to political parties indulge in corrupt practices not only to make up their losses but also to consolidate their gains.

When people in power indulge in corruption so unabashedly, the common man gets a kind of sanction. Ironically, instead of fighting against the menace of corruption, our political leaders declare it a worldwide phenomenon and accept it as something inevitable.

India enjoys a none-too-credible position in the league of corrupt rations. We are in an age where corruption has become a national menace. Transparency international, in its report for 1999, ranks India at 73 out of -9 countries in its Corruption Perception Index. Last year's Human Development Report published by the Mahbub ul Haque Centre in Islamabad says that if the level of corruption in India can be brought down to that of the Scandinavian countries, foreign direct investment will go up by 1.5% of GDP.

The main point made by the Human Development Report is about: his special nature of corruption in India. Corruption in our country has: our key characteristics that make it far more damaging than corruption m other parts of the world.

First, corruption in India occurs upstream, not downstream. Corruption at the top distorts fundamental decisions about development priorities, policies and projects. In industrial countries, these core decisions are taken through transparent competition and on merit, even though petty corruption may occur downstream.

Second, corruption money in India has wings, not wheels. Most of the corrupt gains made in the region are immediately smuggled out to safe made in the region are immediately smuggled out to safe havens abroad. While there is some capital flight in other countries as well, a greater proportion of corruption money is actually ploughed back into domestic production and investment. In other words, it is more likely that corruption money is used to finance business than to fill foreign accounts.

Third, corruption in India occurs with 345 million people in poverty. While corruption in rich, rapidly growing countries may be tolerable though reprehensible, in poverty stricken South Asia, it is appalling that the majority of the population cannot meet their basic needs while a few make fortunes through corruption.

This corruption in South Asia does not lead simply to cabinet portfolio shifts or newspaper headlines, but to massive human deprivation and even more extreme income inequalities. Combating corruption in the region is not just about punishing corrupt politicians and bureaucrats but also saving human lives.

Info tech can be a prime weapon against corruption. Information technology is making its presence felt in India. Therefore, India is not only a corrupt country; it is also a country which is hoping to emerge as an Info tech superpower or a software superpower. The interesting point for consideration therefore is that can Info tech be used to help India become economic superpowers by checking corruption?

To understand this, we must first understand the dynamics of corruption and the dynamics of Info tech. So far as the dynamics of corruption are concerned, it is obvious that corruption flourishes in our country because of the following five reasons:

(i) Scarcity of goods and services

(ii) Lack of transparency

(iii) Complicated rules and red tape, which encourage corruption although 'speed' money.

(iv) Legal cushions safety created for the corrupt under the healthy assumption that everybody is innocent till proved guilty.

(v)Tribalism or biradari between the corrupt.

It is therefore logical that if we can tackle each of the five cause of corruption, we should be able to check the malaise to that extent. Information technology can help us to tackle these causes of corruption.

Let us look at the features of information technology. The first of these is its capacity for processing information very fast to borrow Bill Gates's expression, business at the speed of though! In fact, we know that delay in decision-making is the breeding ground for corruption. Information technology can help speed up the processes to assist in decision-making.

Computerisation can check bank fraud too. If specimen signatures are fed in the computer, it will facilitate easy verification and provide security against forgery. Stop payment instructions received by bankers can alert the teller whenever a lost cheque is presented.

The manipulation of books by unscrupulous staff can be prevented or detected because computerisation would enable tallying/balancing of books on a daily basis. The reconciliation of transactions relating a draft issued and paid through a computerised system would help the early detection of fraudulent payments.

Fraud relating to local clearing operation may be minimised through the prompt reconciliation of the number and amount of cheques through a computerised banking system.

Attempts by unscrupulous employees to perpetrate frauds by raising fake credits through inter-branch accounts may be thwarted through a computerised system for reconciliation of entries between originating branches and responding branches.

With the introduction of passbook writing machines, fraud relating to the misappropriation of cash receipts by cash department staff can be prevented or detected early.

According to credit bank's guidelines, electronic clearance systems have been introduced at the metros for corporate clients. But the lack of proper reconciliation on a daily basis has facilitated the perpetration of massive fraud. Again, software that enables daily reconciliation can be used to detect fraud early.

As regards advances in credit-related fraud, it would help if banks computerised the database of parties enjoying credit facilities from different banks to avoid double financing. A database on fraudsters and willful defaulters with photographs will help the banking system protect itself.

The Central Vigilance Commissioner, Mr. N. Vittal has noted that it is possible to go on cheating banks one after the other because they did not have a system of communicating information about willful defaulters among themselves. The CVC therefore directed in November 1999 that ill cases of willful default of Rs. 25 lakh and above be reported to the RBI and when they occur or are detected.

While there are client confidentiality restrictions under Article 14 of die Constitution, it would not be out of place to suggest that the public has a right to know the identity of the willful defaulters who are cheating nationalised banks. This will also bring in the necessary social shame and pressure on the unscrupulous, corrupt willful defaulters who are today responsible for the formidable non-performing assets to the tune of Rs. 45,000 crores in our banking system.

So speedy transactions can reduce the scope for corruption. The second cause of corruption is lack of transparency—a customer does not get to know what his rights are and how his case is being handled. It is a healthy sign that the Central government is thinking of coming up with a Freedom of Information Act. Various State governments are also talking about setting up information kiosks.

In Andhra Pradesh, Chief Minister, Mr. Chandrababu Naidu aims to allow citizens to conduct transactions with the government through computers. The whole State is being networked with Andhra Pradesh Wide Area Network so that payment of taxes and obtaining of certificates and even issue of ration cards become faster and free of corruption.

Of course, public servants will resist (as they did in Andhra Pradesh early last year) any attempt to curtail their power to make money. For example, computerisation of the Registration Department for property transfer has cut transaction time to less than an hour, which earlier used to take two weeks or more.

Info tech also ensures that the files are never lost, thus rendering the paper trial inerasable. This can be done by scanning and storing of confidential files. Of course, this will also means that cyber laws have to come into effect.

Database need to be computerised. The National Crime Records Bureau, for example has got data about corrupt elements and their modus operandi. By using computerised search options rather than shifting the database manually, the police can help to bring the corrupt to book more effectively and speedily.

These are some ideas about how information technology can help to fight corruption. What India needs is a greater display of imagination are locating the causes for corruption and seeing how, in each area, Info tech can help.
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Prevention: An Effective Tool to Reduce Corruption
Global Programe Against Corruption
Vienna December 1999

http://www.unodc.org/pdf/crime/gpacpublications/cicp2.pdf
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Personal Thoughts

Corruption is strongly related with the Environment one lives in. Power struggle at any level of governance brings one party or the other to bring their tools (including their bureaucratic, law enforcement agencies, law manipulators, civil society and media) into action. The tweaking effects of the power struggle making morons makes one poor soul, sitting at a very responsible and powerful chair to think for himself as well. He knows if he is not going to cooperate he will be exploited with the possessions he has, including respect in the society, children, and any other minor weaknesses.
Pakistan is going through such an extraordinary level that we have to call corruption either civil or criminal. Civil, because people have accepted it as a standard and gets involved into it easily. Criminal if one does not pays the booty to the political or individual criminals. For example, when in Pakistan a new industrial unit starts working then one can see the drama of those two types. Dozens of government agencies start asking for some help from the owner of that newly established industrial unit. The criminal people of all sorts find it their golden duck too and demand their share.
When law abidance people become prone to this cancerous treatment the anarchy prevails. In Islam a murderer can be given pardon but a thief may or may not be punished with the circumstances surrounding it.
The best tool is to prevent the corruption from the roots. The roots are the commoner. The commoner is badly affected with the various legal or illegal taxes. Reduce the legal tax and help him not pay the illegal tax will help start proving good governance. For example, being an agriculturist country the small land owners are crying for the theft of water or bad management of the scarce water. Help them get their right share of it and teach to them to submit their land revenue into their nearby bank directly. This will take away the corruption of patwari or tehsildar. Likewise the land revenue earning from the sale and purchase of land/house also goes through this same system. Reduce the tax and ask the people to pay it in the direct bank account will bring the menace out of the wrong hands. It is the mechanism that is important. This way the two taxes will not be borne by the poor. Teaching people at the gross root level will help. Believe it or not, but it is these people at gross root level will bring the change.
The contractual system must be avoided from the government systems as well. I can see technical people in the government are involved only in churning out papers with their signatures. Make them bring their technical education into action and not just signing few papers. Reward them with their efforts.
Involve people from the grass root into the big projects with necessary facilities to accomplish the task. With due respect don’t bring the respected organizations into commercialization. This will definitely bring the bad impression among the people.
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Quote:
Originally Posted by ash90 View Post
Personal Thoughts

Corruption is strongly related with the Environment one lives in. Power struggle at any level of governance brings one party or the other to bring their tools (including their bureaucratic, law enforcement agencies, law manipulators, civil society and media) into action. The tweaking effects of the power struggle making morons makes one poor soul, sitting at a very responsible and powerful chair to think for himself as well. He knows if he is not going to cooperate he will be exploited with the possessions he has, including respect in the society, children, and any other minor weaknesses.
Pakistan is going through such an extraordinary level that we have to call corruption either civil or criminal. Civil, because people have accepted it as a standard and gets involved into it easily. Criminal if one does not pays the booty to the political or individual criminals. For example, when in Pakistan a new industrial unit starts working then one can see the drama of those two types. Dozens of government agencies start asking for some help from the owner of that newly established industrial unit. The criminal people of all sorts find it their golden duck too and demand their share.
When law abidance people become prone to this cancerous treatment the anarchy prevails. In Islam a murderer can be given pardon but a thief may or may not be punished with the circumstances surrounding it.
The best tool is to prevent the corruption from the roots. The roots are the commoner. The commoner is badly affected with the various legal or illegal taxes. Reduce the legal tax and help him not pay the illegal tax will help start proving good governance. For example, being an agriculturist country the small land owners are crying for the theft of water or bad management of the scarce water. Help them get their right share of it and teach to them to submit their land revenue into their nearby bank directly. This will take away the corruption of patwari or tehsildar. Likewise the land revenue earning from the sale and purchase of land/house also goes through this same system. Reduce the tax and ask the people to pay it in the direct bank account will bring the menace out of the wrong hands. It is the mechanism that is important. This way the two taxes will not be borne by the poor. Teaching people at the gross root level will help. Believe it or not, but it is these people at gross root level will bring the change.
The contractual system must be avoided from the government systems as well. I can see technical people in the government are involved only in churning out papers with their signatures. Make them bring their technical education into action and not just signing few papers. Reward them with their efforts.
Involve people from the grass root into the big projects with necessary facilities to accomplish the task. With due respect don’t bring the respected organizations into commercialization. This will definitely bring the bad impression among the people.
Totally agreed...

in simple words i will define it that people do corruption because they don't think it is corrupt or bad.

Corruption in our society has become the part of our culture and it is easy to eliminate a crime from society but difficult to change a norm of a society.

And a norm is defined as "Standard ways of doing things"....... so to eliminate corruption from our society will take time because cultural change occurs over decades.......

As Haider said there is less corruption in west because of strict implementation of laws..... but i will say its just not laws implementation its their culture that they think corruption is morally bad..... whereas we feel proud while bribing and make our ways easier through it.....

Just the implementation of laws will not work to eliminate corruption.... because whenever anyone find a chance of corruption he will do it.... as there are many legal ways of doing corruption in our government institutes and other departments....

We have to do moral training of our future generations........ just telling them corruption is bad not enough but to teach them how it violates there own rights and others...... the new cell which NAB is going to open for awareness can be very useful in this..... awareness not only through media but through schools, colleges, universities, roads, highways, hospitals, police stations, etc.
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I had seen so many technological things on the net while surfing. For example computer, remote-sensing technology, and the most important the NADRA. Merge them together efficiently you will definitely reduce the chances of corruption. Zillion Dollar question is how?

Computerization must remove duplicate jobs, it helps data from Banks, NADRA and different sources to compile real data of taxes. Use the Remote-Sensing, by getting the help from Suparco or by buying the imagery data of Pakistan and traverse the land and apply the tax as the land is cultivated or not and it helps who has to pay the taxes.

Thing is, is NAB going to let it happen? As it will bring the Giants General into the Net as well?

This means it is the Genuine Will that matters.

Cheers
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Default Dirty Fish makes Lake Dirty: Let us Net them:

Nadra’s disclosure: Over 2m rich pay no taxes

http://dawn.com/2012/10/04/nadras-di...-pay-no-taxes/

Will Nadra disclose the names?

This is a matter of courage and "Genuine Will."
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Today a friend of my mine working in NAB told me that petition of mid-ranking officers against our recruitment has been quashed by Islamabad High Court.
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