Originally Posted by Murkie

yeah exactly, if you are good observant you can sort me out. well.. i am lining up all the questions they asked me, it was hardly 15 minutes interview.

1. introduction of mine
2. My financial Majors
3. difference b/w depreciation and amortization
4. industry benchmark interest rate
5. Kibor rate
6. CRR and SLR and their current rates and the instrument use to maintain these rates.
7. Asset liability Mgmt & forex
8. Multinational financial mgmt and Portfolio Mgmt( as these were my majors in B.B.A)
9. different methods of depreciation
10. Members of Senate
11. my 2 weaknesses


these are the questions as far as i remembered. but all three were co-operative and all participated in questioning, and one of them rephrased a question 4 times for me, so that i could be able to answer that question. but in weakness area they caught me, and gave such a lengthy lecture

Originally Posted by Murkie

yeah exactly, if you are good observant you can sort me out. well.. i am lining up all the questions they asked me, it was hardly 15 minutes interview.

1. introduction of mine
2. My financial Majors
3. difference b/w depreciation and amortization
4. industry benchmark interest rate
5. Kibor rate
6. CRR and SLR and their current rates and the instrument use to maintain these rates.
7. Asset liability Mgmt & forex
8. Multinational financial mgmt and Portfolio Mgmt( as these were my majors in B.B.A)
9. different methods of depreciation
10. Members of Senate
11. my 2 weaknesses


these are the questions as far as i remembered. but all three were co-operative and all participated in questioning, and one of them rephrased a question 4 times for me, so that i could be able to answer that question. but in weakness area they caught me, and gave such a lengthy lecture

Originally Posted by billisheikh

ye questions dekh k tu mujhe lag reha he me ne abhi BBA start b nai kia :o

Originally Posted by Murkie

billisheikh, these are very easiest questions, except methods of depreciation and industry benchmark rates i answered all of them properly.

Originally Posted by JUGGERNAUT

WHAT did they ask u from Asset Mgt and forex ?

Originally Posted by Murkie

Well, one of my major course was treasury & funds Mgmt, so they asked something about asset mgmt, don't remember exactly the question but in Forex they asked forex depends on what, and also about options( put and call) and on the other hand , peoples who have taken treasury as their majors should be very keen and have in-depth knowledge because their mostly questions were about treasury and AFS.

Originally Posted by billisheikh

CRR and SLR and their current rates and the instrument use to maintain these rates


me talking about this question


methods oh dep (straight line,sum on years,declining method) and benchmark interest rate is 12%

Originally Posted by Murkie

Well, industry benchmark interest rate is 14%, 12% is a discount rate on which state bank lends money to commercial banks, whereas commercial banks lends money to a general borrower on 14%, 12%+ 2%( cushion for commercial banks). this was the question which interviewer rephrased me for 4 times.

CRR = cash reserve ratio, which every commercial bank needs to maintain at state bank at the end of the day, in case if commercial bank fails to maintain it, it has to borrow with another bank on Kibor rate and do some kind of repurchase agreement. the current CRR is 7-8% as per state bank of Pakistan's website.

SLR = statutory liquidity ratio[/B], which every commercial bank needs to maintain at SBP, the instrument use in SLR is treasury bill( T-bill) and the current rate is 18-19%.